Buying Your Home
A Cornerstone Premier Realty Consultant is ready to make a full-time commitment to help you capitalize on current market opportunities and assist you in making an informed decision. To ensure you make the right choice for the long term, a Cornerstone Premier Realty Consultant offers extensive knowledge in:
Neighborhoods, schools and market conditions
Mortgage specialists who can assist you with your financing
Technology that gives them an edge, along with multiple resources available just for you on cornerstonepremierrealty.com
When You Choose Cornerstone Premier Realty As Your Consultants
You will be given FREE up to date information on properties with your specific criteria with no obligation.
You will be kept instantly informed of new listings & price reductions automatically within 24 hours of them hitting the market so you won’t miss the property you’ve been hoping for.
You will receive our personal oversight throughout the entire home buying process, consulting you on every detail of the transaction with no surprises.
You will benefit from our extensive network of trusted local professional referrals developed over 10 years for all of your home buying needs including lenders, title companies, home inspectors, contractors, financial consultants, architects and more.
You will have access to all of the latest search and showing technology that will allow your buying process to be more productive and give you the best opportunity to finding that perfect home at the right price.
You will obtain the benefits of advocacy from seasoned real estate professionals negotiating with your best interest at heart.
/ Quick FAQ’s
I’ve never purchased a home before. Where should I begin?
Actually, you’ve already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
- Familiarize yourself with your personal finances.
- Learn about the area which you want to live.
- Carefully review your budget and begin to eliminate as much debt as possible.
- Have a down payment and earnest money ready when the time comes to act and make your offer.
Your next step is to contact us. As your home buying specialists, we’ll protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction. For more experienced buyers, a little brush up on the real estate process wouldn’t be a bad idea. Of course, you’ll need a really sharp real estate team to protect your interests too!
With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?
Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having utmost confidence in your lender is important. Be sure you feel completely at ease with them. They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:
- How much money do you have for a down payment?
- How long do you plan to live in the home?
- Do you qualify for a FHA or VA loan?
Because more homes are on the market here in Ohio, your choices are plentiful and the time is right for you to buy!